Sick pay in Armenia: temporary incapacity benefit calculator
Estimate your sick pay: how much the employer pays, how much the state covers and what you take home after tax.
The calculator follows the rules in force since 1 September 2025: electronic sick sheets, calendar days and the 30.4 divisor. Enter the number of days or the dates of your illness, plus your average monthly income or the total for 12 months.
It is useful for employees, for accountants who pay the first 7 days, and for self-employed people who have been treated in hospital.
How sick pay is calculated
- Add up your income for the 12 months before the month you fell ill and divide by 12, even if you worked fewer months.
- Average income is capped at AMD 750,000, and the benefit base is 80% of it. If average income is below AMD 37,500, the base is AMD 37,500.
- Divide the monthly base by 30.4 and multiply by the number of calendar days.
- Withhold 20% income tax from the result.
| Item | Employee | Self-employed, notary |
|---|---|---|
| Share of average income | 80% | 80% |
| Cap | AMD 750,000 (10 × minimum wage) | AMD 375,000 (5 × minimum wage) |
| Minimum base | AMD 37,500 | AMD 37,500 |
| Who pays | days 1–7 employer, from day 8 the state | the state |
| Limits | usually up to 3 months | inpatient only, up to 60 days a year |
| Deductions | 20% income tax | 20% income tax |
Some provisions are read differently in practice, so the calculator shows its assumptions. By default the cap applies to average income, which keeps the monthly base at or below AMD 600,000; a switch lets you apply it to the benefit itself. For employees with the R&D privilege, the 10% rate is applied only to the employer’s part, while 20% is withheld from the state’s part.
Example: AMD 300,000 average income, 10 days
AMD 7,894.74
Per day (240,000 ÷ 30.4)
AMD 55,263
Employer, 7 days
AMD 23,684
State, 3 days
AMD 63,158
Net after AMD 15,789 tax
With average income of AMD 1,000,000 the cap kicks in: the base becomes 80% of AMD 750,000, or AMD 600,000. Fourteen days then give AMD 276,316 gross and AMD 221,053 net.
Frequently asked questions
From day one. For illnesses starting on or after 1 September 2025, every calendar day is paid. The old rule that left the first day unpaid no longer applies.
The employer pays days 1 to 7, and the state pays from day 8 through the Unified Social Service. If the employer is not a tax agent, the state pays the whole amount; the calculator has a separate option for this.
No. Only 20% income tax is withheld. There is no pension contribution, stamp duty or health insurance on the benefit.
Only for inpatient treatment and for no more than 60 days a year, paid entirely from the state budget. The base is last year’s profit-tax base divided by 12. Months on turnover tax count as 50% of the minimum wage, and periods as a micro-business do not qualify.
For your own illness, usually up to 3 months; to care for an adult family member, up to 7 days; for a child, up to 24 days (28 for infections). No benefit is paid for days of unpaid leave, child-care leave up to age 3 or breaches of the treatment regime.
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