Maternity benefit in Armenia: calculator for 2026
Estimate maternity benefit for employees, the self-employed and non-working mothers: gross, net and per day.
The calculator shows the benefit before and after tax, and the amount per day. It covers three situations, employee, self-employed and non-working mother, as well as complicated births, multiple births and the adoption of a newborn.
How maternity benefit is calculated
- Add up your taxable income for the 12 months before the month the leave starts and divide by 12, even if you worked fewer months.
- Keep the result within limits: no more than AMD 1,125,000 and no less than AMD 46,875.
- Divide by 30.4, multiply by the number of days and round to the nearest dram.
- Withhold 20% income tax. No pension contribution, stamp duty or health insurance is deducted.
| Item | 2026 |
|---|---|
| Share of average income | 100% |
| Length of leave | 140 days; 155 for a complicated birth, 180 for two or more children |
| Base cap, employee | AMD 1,125,000 (15 × minimum wage) |
| Base cap, self-employed | AMD 375,000 (5 × minimum wage) |
| Minimum net for 140 days | AMD 172,698 |
| Deductions | 20% income tax only |
Example: AMD 400,000 average salary, 140 days
AMD 13,157.89
Per day (400,000 ÷ 30.4)
AMD 1,842,105
Benefit before tax
AMD 368,421
Income tax, 20%
AMD 1,473,684
Net benefit
That works out at about AMD 10,526 a day. If your average salary is, say, AMD 1,500,000, the base hits the AMD 1,125,000 cap: the benefit is AMD 5,180,921 before tax and AMD 4,144,737 net. The employer may top up the difference at its own expense.
Self-employed. The base is last year’s profit-tax base divided by 12, up to AMD 375,000. On turnover tax, or with no base at all, the minimum applies.
Non-working mothers. The benefit is paid under the Law on State Benefits: 50% of the minimum wage (AMD 37,500 a month), tax-free, which comes to AMD 172,698 for 140 days. You need a registered address in Armenia on the first day of leave.
Frequently asked questions
Usually 140 calendar days; 155 after a complicated birth and 180 when two or more children are born. If your sick sheet shows a different number, choose “Other number of days” in the calculator.
100% of average monthly income, without the 80% factor used for sick pay. For employees the cap is AMD 1,125,000 a month.
No. The benefit is granted automatically from the electronic sick sheet and paid by the state. The employer pays nothing towards it.
From the adoption date until the child is 70 days old, or 110 days when adopting two or more children. If the child is older, no benefit is due.
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